At Monarch, our every decision is framed with empathy for our clients and their desires for their families and futures. As a result, our clients feel a sense of:
The partners and employees of our team each come from a background of diverse specialties — from investments to planning, and from private banking to real estate — but we all trace our roots back to trust companies within multinational banks.
Whether devising complex investment, tax or estate planning strategies, our team does so with dedication and precision. We remain fluent with the latest legal and tax issues facing families by sponsoring an ongoing education forum with nationally renowned speakers for attorneys and CPAs.
With over two decades of experience as a senior portfolio manager, Brian Zeitz brings a wealth of practical knowledge to his role as Monarch’s Director of Investments. Always with an eye on the bigger picture, Brian asks the deeper questions: Do investment opportunities conform to our clients’ ethical and moral values? Are we striking the proper balance between our desire for superior returns and the inherent risk in striving for relative out-performance? While his days are spent in spreadsheets, research analysis, trading and portfolio management, Brian’s nights may find him working with a child of a client who needs direction, or teaching investments at The Women’s Resource Center. Brian is also a dedicated Big Brother to a local high school student.
To meet Deb is to love Deb. Debra Smith has spent a career as a private banker. This expertise serves her well as Monarch’s Director of Operations. But Deb’s cash management skills do more than help clients with budgets and bill payments. Deb is a discerning confidant and most of our clients view her as a friend. She is a compassionate and selfless caregiver, attributes that drive Deb to spend her spare time with animals in need at the Humane Society.
A lifelong interest in the mechanics of all things motorized is a trait that serves Tim Calpin well in the role of Associate Portfolio Manager. Tim’s meticulous nature enables him to wade through the myriad of investment reporting and analysis to uncover strategies that add value to our clients’ investment portfolios. In addition to his research capacity, Tim’s deep knowledge of lending and real estate brings tremendous value to our clients. On weekends, Tim can be found working on his ’71 Chevelle SS convertible. Classic problem-solving keeps his motor running.
We are committed to success, but never at the expense of what matters most. Personal relationships are the bedrock of our business and we pride ourselves on placing principles before profits. Indeed, we work every day to be the embodiment of the following four principles:
We believe that collecting commissions on trading, paying for referrals and participating in soft-dollar research agreements compromise a firm’s integrity. These may be standard practices across the industry, but not here. We are not your standard firm.
We are an open book at Monarch. Clients have access to information at their fingertips, at all times. There are no hidden fees and no obscure investments, only complete transparency. It’s brilliant in its simplicity, yet unusual for a financial firm.
As informed and assertive as our money managers may be in the financial arena, we would never presume to dismiss a client’s input about their investments. We believe that humility is an essential element in a healthy relationship and we treasure our client’s opinion on all manner of subjects, from business dealings to wine recommendations.
Our money managers are accountable to you alone and keep you in the loop when making investment decisions in your best interest. You won’t deal with unknown mutual fund managers in far flung places. You’ll maintain control over your own financial destiny. As you should.
As an industry rule, a comprehensive offering of services such as ours are generally only available to families with wealth in excess of twenty-five million dollars. But we are the exception to that rule. We serve families who have need of traditional family office services, but do not meet the high minimum requirement to become clients.
As further points of distinction, Monarch functions as more than a fiduciary investment management practice. We are more than a financial planning firm. We are:
Monarch offers a more integrated wealth management approach, combining individual security selection, sector allocation and broader asset allocation management within our actively managed portfolios to manage risk and mitigate taxes. We take positions in large growing companies, many paying a consistent and growing stream of dividend income. We complement our quality large cap holdings with small and mid-cap securities, international and emerging markets, as well as alternatives and commodities to enhance performance and lower portfolio risk. Prudent management coupled with low cost and tax efficiency leads to superior long-term outcomes.
Monarch’s fees are all-inclusive and transparent. They cover discovery and implementation, asset allocation modeling and active portfolio management. Advice centered on family financial governance, estate planning, gifting and charitable considerations are included. For an additional fee, Monarch offers financial planning, bill payment and cash flow management.
Our integrated wealth management approach focuses first and foremost on investment planning. We help clients determine an appropriate risk exposure which, coupled with a determination of personal cash flow needs, allows us to create a fully customized asset allocation. We continue to add value by analyzing the tax consequences of each potential trade.
Our role is to understand each of our clients’ circumstances and to marshal the resources required to help clients meet their specific goals. In our fully customized portfolio construction, we take into account client investments outside of our firm. In so doing we reduce redundant positions and risk of over exposure to asset classes.
A great politician can speak at length without ever saying anything new, a political prodigy can speak at length without ever saying anything at all.
We are biased towards companies whose market position can be described as fortified in much the same way knights and lords protected their lands and subjects over a thousand years ago.
We don’t worry about the consequences of being correct, we worry about the consequences of being wrong. If we are going to be wrong we intend for that to happen in periods of holding too much cash than owning too much stock.
Our commitment to our clients is reflective of a philosophy that extends out to our community. As a firm, Monarch allocates a percentage of our revenues annually to benefit and enrich various causes that matter to our clients and our employees. Below are some of the organizations that our firm supports on an ongoing basis.
If you’d like to learn more about the organizations that mean so much to us, please click below or speak with our team.
A wealth of opportunity awaits you at Monarch. We invite you to schedule a face-to-face meeting with a member of our executive team and look forward to connecting with you soon.